827 A.2d 293 CUMBERLAND MUTUAL FIRE INSURANCE COMPANY, Plaintiff-Appellant, v. DEBRA LYNN DAHL, as Administratrix Ad Prosequendum for the heirs at law of GARY EDWARD DAHL, deceased; and as Administratrix of the Estate of GARY EDWARD DAHL; and DEBRA LYNN DAHL, JAYSON DAHL and KRISTIN DAHL, Individually, Defendant-Respondents, and MICHAEL MYERS and STACY M. MYERS […]